Blog
Understanding Insurance
Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it!
What to Look for During a Home Tour
So! You think you’ve found your dream home, and you can’t wait to check it out in person. Before you go, here are a few things that are important to look out for during a home tour:
Improving Your Financial Direction
Make 2022 the year of finance by improving your financial direction from the start!
Housing Market Predictions
It is estimated that Canada will witness an approximate 9.2% increase in average housing prices across the country.
Mortgages for the Self-Employed
When it comes to self-employed individuals seeking a mortgage, there are some key things to note as this process can differ from the standard mortgage.
Selling Your Home in Winter
While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be!
DiY Holiday Gifting
If you have some extra time and talent, do-it-yourself gifts are a wonderful way to make your friends and family feel cherished. Thankfully, you don't have to be a pro-level crafter to make someone a nice gift!
Up for Renewal?
When it comes time to renew your mortgage, I would urge you to take a moment to check out your options.
Maximizing Your Holiday Budget
Here are a few quick tips to make the holidays less stressful on your wallet!
Fall Home Tips
Even though Fall has already started, there are a few things you can do still to ensure your home is well-prepared for the season.
Why Invest in a Home Inspection
While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run.
Low Credit is Spooky! Get Better Credit With The 5 C’s
There are several attributes that lenders consider before granting credit, and these are commonly referred to as the “Five C’s” and consist of: Character, Capacity, Capital, Collateral and Conditions.
How to Talk to Your Kids about Finances
As much as parents want to help their kids, it should not be done at the jeopardy of your own future. In fact, when it comes to teaching your children about money, there is no better time to start than now!
Finding Your Perfect Home Type
From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types different - and which one is perfect for you!
5 Approval Roadblocks You Should Know
Your financing approval is based on the information the lender was provided at the time of the application. If there have been any changes to your financial situation, the lender is within their rights to cancel your mortgage approval.
8 Steps to the Perfect Summer Social!
There’s something magical about summer and no matter where you live in Canada, backyard BBQ season is the perfect opportunity to spend a little time with family and friends. Nothing says party vibes more than food on the grill and summer drinks flowing.
Alternative Financing and What You Should Know
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative!
Get the Scoop on Rental Properties
You might be surprised to learn that you don't need to be one of the uber rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning!
If you are purchasing a secondary property with the intention to rent, here are a few extra things to know.